Being a nomadic worker in the European Union while holding EU citizenship means that you can live and work across the EU member states without the need for visas or work permits. You have the right to freedom of movement, which allows you to relocate and begin employment, self-employment, or remote work in any EU country.
Freedom of Movement and Employment
As an EU citizen, you can live, work, or study in any EU/EEA country (plus Switzerland) without a visa.
You do not need a work permit to be employed or self-employed in another EU country.
Tax Considerations
Your tax residency depends on how long you stay in a country.
Typically, if you live in one country for more than 183 days a year, you may become a tax resident there.
Some countries offer digital nomad visas (e.g., Portugal, Spain, Estonia) that include tax benefits for remote workers.
Social Security and Health Insurance
If you work remotely for a company in one EU country but live in another, your social security contributions usually remain tied to your home country.
The European Health Insurance Card (EHIC) covers basic healthcare services, but long-term residents may need local health insurance.
Banking and Financial Aspects
EU citizens can open bank accounts in different countries, though some banks require local residency.
Fintech solutions such as Wise, Revolut, and N26 are popular among nomads for managing multi-currency accounts.
Residency and Legal Registration
Some EU countries require you to register your stay if you live there for more than three months.
Registration can also help with taxes, healthcare coverage, and access to local benefits.
Remote Work and Employer Considerations
If you work remotely for a company, check whether your employer allows cross-border work due to tax and compliance rules.
Freelancers must comply with local business registration laws if they stay in a country long-term.
🇵🇹 Portugal – Digital nomad visa, great weather, low cost of living.
🇪🇸 Spain – New digital nomad visa, strong expat community.
🇪🇪 Estonia – E-Residency program for digital entrepreneurs.
🇩🇪 Germany – Easy freelancer visa, strong economy.
🇳🇱 Netherlands – Excellent infrastructure, expat-friendly policies.
